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   home > Deposits > IB CORP SB Payroll package scheme for salaried class
IB CORP SB Payroll package scheme for salaried class
EligibilityRegular employees of Corporate firms, IT sector, Information Technology Enabled Services, State and Central Government Departments, Public Sector Undertakings, Semi Government organizations, Urban development authorities, Educational Institutions, MNCs, Hospitals, Hotels, Universities, Transport Corporations, reputed Public Sector Companies and select Private Sector Companies whose salary are credited in our branches.
Interest RatesPlease refer interest rates in home page
Value added* 25% concession in respect of Demand drafts issued to the debit of the Savings Bank account for other than business purpose Preference in allotment of lockers with 25% concession for the first year .Free Personal accident insurance cover of Rs.2.00 lakhs under Rupay Platinum card.
* Free Personal accident insurance cover of Rs.2.00 lakhs and Air accident cover of Rs.5.00 lakhs under Credit Card
* All certifications viz., No due certificate, signature verification, photo attestation, interest certificate, balance confirmation certificate, certificate for dishonoured cheque, details of maintenance of account etc. offered free of cost.
* Free mobile alerts on transactions
* Facility of takeover of existing loan account from other Banks without any charges
* Free payment of LIC premium/Mobile recharge/EB payment/BSNL bill payment and access to all types of utility bill pay facilities through standing instructions, Internet banking and Mobile banking facility.
* Demat facility, 3 in 1 Trading account available .Concession in Demat accounts
Salient Features* Pre opened Welcome Kit.
* 60 free personalized cheque leaves
* Free Internet Banking and Mobile Banking (Ind Pay).
* Free Rupay platinum card with personal accident insurance cover of Rs.2.00 lakhs with no Annual maintenance charges. Maximum cash withdrawal of Rs.50000 at ATMs and Rs.1.00 lakh at Point of sales terminals per day.
* 5 financial and 2 non financial transactions at other bank ATMs as against a total of 3 transactions at Metro centres and 5 transactions at other centres (inclusive of non financial transactions), free of cost.
* 2 NEFT & RTGS transactions offered free per month.
* Overdraft to the extent of 80% of net salary with a minimum amount of Rs.10,000/- and maximum amount of Rs.2,00,000/-
* Period of OD is for 6 months on reducing Drawing Limit method and interest to be serviced as and when charged/ debited. First Overdraft after 3 months of satisfactory operations.
* Concession in processing charges ranging from 25% to 50% for retail loans viz., Home Loan, Vehicle loan, Salary loan, Personal loan etc. Gold Credit card with 2 times of net salary for Government/Public sector employees and one month net salary for other employees as limit.
Periodicity of provision of interestInterest credited quarterly in the months of April, July, October & January on daily product basis
Non maintenance of minimum balanceNo charges for non maintenance of minimum balance.
Technical related offeringsSee link below
* Customer convenience services
* Full spectrum digital banking services
* Digital tools to protect your account
Interest on Overdraft FacilityPlease refer Lending Rates link on home page
Min AmtZero balance with no charges for non maintenance of minimum balance
Max AmtNo Limit
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