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   home > Deposits > Savings Bank
Savings Bank
EligibilityIndividuals, Joint accounts, Clubs, associations, trusts, Govt. Bodies, societies (including co-operatives), educational institutions, associations and other non-trading organizations
Interest RatesPlease refer interest rates in home page
Salient Features * ECS/RTGS/NEFT facilities are available
* One cheque book of 20 leaves free in a calendar year for cheque operated SB accounts
* Collection of local cheques free
* Collection of Outstation cheques with the prescribed charges
* No charges for Intra city transactions except cash deposit and cash withdrawal charges at host branches for transactions above Rs.50000/-
* ICOOC ( Local / Outstation) facility available
* ATM cards/Debit cards provided free of cost for the first year.
* 24 hrs ATM facility with sharing arrangement with various banks for sharing their ATMs
* 3 transactions Free at ATMs of other Bank in Metro and 5 transactions Free at ATMs of other Bank in Non Metro Areas.
* Intra city, intercity transactions, Internet/ mobile /phone banking facilities are available at all branches
* Nomination facilities available.
* 50 withdrawals permitted free per half year excluding debit entries related to ATM / IRCTC transactions /POS / Internet, Mobile transactions and Rs.15/- will be charged per transaction over and above the free withdrawals.
* No TDS on interest earned on SB deposits
Periodicity of provision of interestQuarterly in the months of April, July, October & January on daily product basis
Min Amt Minimum amount- Rs.500/- for non cheque operation
Minimum balance of Rs.1000/- for cheque operation
Lesser minimum balance for pensioners and bonafide students
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