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Agricultural Godowns / Cold Storage
Purpose / ObjectiveFor construction of new Agri godowns or cold storages, market yards, silos / expansion of existing units / modernisation of existing units, irrespective of their location and takeover of standard accounts of such units from other banks.
EligibilityIndividuals, Group of Individuals, NGOs, Association of growers, Partnership / Proprietary firms, companies, Corporates, Co-operatives, Agri produce Marketing Committees, Marketing Boards / Committees & Agro-industries Corporations etc.
Amount of LoanMedium term loan and short term loan for working expenses, based on the project.
Margin30% of Wholesale Market Price of the Produce.
Interest RatesPlease refer the Lending Rates link on home page in our Bank`s Website.
Repayment9 to 11Years including holiday period of 2 years(Half yearly installments)
Security* Hypothecation of the assets created with the bank loan.
* Hypothecation of the produce stored in the godown, if owned by the godown owner.
* Mortgage of Properties.
* BPLR and BASE RATE - Available in Home Page 

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