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EligibilityRD account holders of the age group 18 to 55 years as on the date of opening.
Salient FeaturesA recurring deposit with low cost life insurance cover.
Min AmtRs.100
Max AmtRs.1000000
Min Period3 years
Max Period5 years
Other Requirements/Details* Maturity value is the normal maturity amount less premium amount paid by the bank towards the insurance cover uder this scheme.
* Customer need not pay premium upfront. The premium is paid by the bank and recovered from interest accrued at the time of maturity/premature closure. For a sum instured of Rs.1000, the premium is Rs.3.84 per annum on a diminishing basis.
* Rs.10 lakh is the maximum cover available under this scheme.
* No medical check-up is required for the RD account holders irrespective of the age. A simple declaration of Good Health (DGH) is sufficient.
* No preferential rate of interest will be given to Senior Citizens.
* Nomination Facility Available

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